VÅ¡eobecnÃ¡ ÃºverovÃ¡ banka, a.s. operates as an international commercial bank. Its products include mortgage and consumer loans, deposit and payment services, corporate banking and financing of foreign operations. The company operates through the following segments: Retail Banking, Corporate Banking, and Central Treasury. The Retail Banking segment provides loans and deposits to households, sole traders, and small businesses. The Corporate Banking segment offers loans, deposits, and other transactions to small and medium enterprises as well as large corporate customers. The Central Treasury segment undertakes funding, trading, and issues securities. VÅ¡eobecnÃ¡ ÃºverovÃ¡ banka was founded on January 1, 1990 and is headquartered in Bratislava, Slovakia.