Old Mutual Plc is an international long-term savings, investment and protection company. It serves the growing insurance and investment needs of local customers, companies and their advisors. The company operates through the following businesses: The Long-Term Savings business offers life assurance, pensions and investment products and operates in southern Africa, Europe, Asia and Latin America. The Banking business provides a wide range of wholesale and retail banking services and a growing insurance, asset management and wealth management offering through five main business clusters: Nedbank Capital, Nedbank Corporate, Nedbank Business Banking, Nedbank Retail and Nedbank Wealth. The Short-Term Insurance business provides short-term insurance products and services in southern Africa through Mutual & Federal. Old Mutual was founded in 1845 and is headquartered in London, the United Kingdom.