CREDIT BANK OF MOSCOW PJSC is a universal bank that engages in corporate and retail banking. It operates through the following business segments: Corporate Banking, Retail Banking and Cash Handling. The Corporate Banking segment comprises corporate lending, overdraft lending, factoring, leasing, letters of credit, guaranties, corporate deposit taking, settlements and money transfer, and currency conversion. The Retail Banking segment provides retail demand and term deposit services; retail lending, including consumer loans to individuals, car loans and mortgages, money transfers and private banking services; and banking card products. The Cash Handling segment includes all operations connected with cash, cash handling, calculation, and transportation. The company was founded on August 5, 1992 and is headquartered in Moscow, Russia.