Bank Handlowy w Warszawie SA operates as a universal commercial bank, which offers banking services for individuals and corporate clients in domestic and foreign markets. It operates through the Corporate Banking and Consumer Banking segments. The Corporate Banking segment provides cash management, trade financing, leases, brokerage, custody services and investment banking services. The Consumer Banking segment offers cash loans, mortgage loans, credit cards, asset management services, investment and insurance products. The company was founded by Leopold Kronenberg on April 13, 1870 and is headquartered in Warsaw, Poland.