St. James's Place Plc provides financial and wealth management services to individuals, trustees and businesses. It provides advice to clients based on its individual needs and circumstances. The company operates through four segments: Life Business, Unit Trust Business, Distribution Business and Other. The Life Business segment offers pensions, protection and investment products through the group's life assurance subsidiaries. The Unit Trust Business segment offers unit trust investment products, including ISAs, through the St. James's Place Unit Trust Group. The Distribution Business segment provides distribution network for the St. James's Place life and unit trust products as well as financial products such as annuities, mortgages and stakeholder pensions, from third party providers. The Other segment offers all other group activities. The company was founded by Michael Summer Wilson, Mark Aubrey Weinberg and Nathaniel Charles Jacob Rothschild in 1991 and is headquartered in Cirencester, the United Kingdom.