Regions Financial Corp. operates as a bank holding company for Regions Bank. The company through its bank provides traditional commercial, retail and mortgage banking services, as well as other financial services in the fields of investment banking, asset management, trust, mutual funds, securities brokerage, insurance and other specialty financing. The company operates business through three segments: Business Services, Consumer Services and Wealth Management. The Business Services segment represents the company's commercial banking functions including commercial and industrial, commercial real estate and investor real estate lending. This segment also includes equipment lease financing. The Consumer Services segment represents the company's branch network, including consumer banking products and services related to residential first mortgages, home equity lines and loans, indirect loans, consumer credit cards and other consumer loans, as well as the corresponding deposit relationships. These services are also provided through alternative channels such as the internet and telephone banking. The Wealth Management segment includes wealth management products and services such as trust activities, commercial insurance and credit related products, and investment management. Regions Financial was founded in 1971 and is headquartered in Birmingham, AL.