National Australia Bank Ltd. is an international financial services company, which provides a range of banking and financial services in Australia, New Zealand and Asia. It operates through three business segments: Australian Banking, NAB Wealth and NZ Banking. The Australian Banking segment provides personal banking and business banking, offers a range of banking products and services to retail and business customers, ranging from small and medium enterprises through to Australia's institutions, which includes offshore branches and New Zealand markets operations.The NAB Wealth segment provides investments, financial advice and private wealth services. The NZ Banking segment comprises the retail, business, agribusiness, corporate, institutional and insurance franchises in New Zealand, operating under the BNZ brand. The company also provides credit and access card facilities, leasing, housing and general finance, international banking, investment banking, wealth management, funds management, life insurance and custodian trustee and nominee services. National Australia Bank was founded in October 4, 1858 and is headquartered in Melbourne, Australia.