Aozora Bank, Ltd. engages in the provision of financial products and services. It operates through the following segments: Retail Banking Group (RBG), Institutional Banking Group (IBG), Specialized Banking Group (SBG), and Financial Markets Group (FMG). The RBG segment offers financial services to retail customers. The IBG segment provides financial services to corporate customers, public sector customers and financial institutions. The SBG segment gives financial services that require specialized expertise such as corporate restructuring finance, real estate finance and overseas loans and investments. The FMG segment supplies derivatives and foreign exchange products to customers, trading derivatives and foreign exchange products, as well as asset liability management (ALM) operations. The company was founded in April 1957 and is headquartered in Tokyo, Japan.