Huntington Bancshares, Inc. operates as a bank holding company. The company is engaged in the provision of full-service commercial, small business, consumer and mortgage banking services, as well as automobile financing, equipment leasing, investment management, trust services, brokerage services, insurance programs, and other financial products and services. It operates through the following segments: Retail & Business Banking, Commercial Banking, Automobile Finance & Commercial Real Estate, Regional Banking & The Huntington Private Client Group and Home Lending. The Retail and Business Banking segment provides financial products and services to consumer and small business customers including but not limited to checking accounts, savings accounts, money market accounts, certificates of deposit, consumer loans and small business loans. The Commercial Banking segment provides products and services to the middle market, large corporate and government public sector customers located primarily within its geographic footprint. The segment is divided into seven business units: middle market, large corporate, specialty banking, asset finance, capital markets, treasury management, and insurance. The Automobile Finance and Commercial Real Estate segment provides lending and other banking products and services to customers outside of its traditional retail and commercial banking segments. Its products and services include providing financing for the purchase of vehicles by customers at franchised automotive dealerships, financing the acquisition of new and used vehicle inventory of franchised automotive dealerships, and financing for land, buildings, and other commercial real estate owned or constructed by real estate developers, automobile dealerships, or other customers with real estate project financing needs. The Regional Banking and The Huntington Private Client Group is organized into units consisting of The Huntington Private Bank, The Huntington Trust, The Huntington Investment Company, Huntington Community Development, Huntington Asset Advisors, and Huntington Asset Services. The Home Lending segment originates and services consumer loans and mortgages for customers who are located in primary banking markets. The company was founded in 1966 and is headquartered in Columbus, OH.