Chubb Ltd. is a holding company, which functions as a global insurance and reinsurance organization. It operates through the following segments: Insurance-North America P and C, Insurance-North American Agriculture, Insurance-Overseas General, Global Reinsurance, and Life. It offers commercial insurance products and service offerings such as risk management programs, loss control and engineering, and complex claims management. It provides specialized insurance products ranging from Director and Officers and professional liability to various specialty-casualty, umbrella, and excess casualty lines to niche areas such as aviation and energy. It also offers personal lines insurance coverage including homeowners, automobile, valuables, umbrella liability, and recreational marine products. It addition, is supplies personal accident, supplemental health, and life insurance to individuals in select countries. The company was founded on January 14, 2016 and is headquartered in Zurich, Switzerland.