Bankia SA engages in financing, insurance and banking services. It operates through the following business areas: Retail Banking, Business Banking and Corporate Centre. The Retail Banking business includes retail banking with legal and natural persons, included private banking corporate direction and asset management, also bank insurance direction distributed through a multi-channel network in Spain and operating a customer-centric business model. The Business Banking business focuses on driving the operational capabilities of foreign trade and currency at the Oficina Internet Empresas and the confirming. The Corporate Centre business includes the rest of the businesses and activities. The company was founded on January 1, 2011 and is headquartered in Valencia, Spain.