AMP Ltd. operates as a wealth management company which engages in the provision of insurance, pensions, fund management, banking, and personal financial services. It operates through the following segments: Australian Wealth Management, AMP Capital, Australian Wealth Protection, AMP Bank, New Zealand Financial Services, and Australian Mature. The Australian Wealth Management segment offers financial advice; platform administration; unit-linked superannuation; retirement income, and managed investment products business. The AMP Capital segment involves in providing investment services for domestic and international customers. The Australian Wealth Protection segment includes individual and group term, disability, and income protection insurance products. The AMP Bank segment consists of residential mortgages, deposits, and transaction banking. The New Zealand Financial Services segment comprises of risk insurance business and mature book, with a growing wealth management business driven by KiwiSaver. The Australian Mature segment offers whole of life, endowment, investment-linked, investment account, retirement Savings Account, Eligible Rollover Fund, annuities, insurance bonds, personal superannuation, and guaranteed savings accounts. The company was founded in 1849 and is headquartered in Sydney, Australia.